MORTGAGE RATES

Best Mortgage Rates from Various Lenders on 15 December 2025

Term (years)	1	2	3	4	5	7	10
Best Insured Fixed Rates	4.64%	3.99%	3.89%	3.99%	3.69%	4.89%	5.24%
Variable 5-yr: 3.45%

12-Month History for a 5-Year Fixed Insured Mortgage

Month	Dec/24	Jan/25	Feb/25	Mar/25	Apr/25	May/25	Jun/25	Jul9/25	Aug/25	Sep/25	OCT/25	NOV/25
Rate	4.09%	3.99%	3.99%	3.89%	3.84%	3.99%	3.99%	3.91%	3.89%	3.87%	3.89%	3.74%

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This calculator is for information purposes only. Users should not use this calculator to make any financial decisions and should speak with their bank or mortgage broker. The website owner does not guarantee the accuracy or reliability of any information or calculations provided by this calculator. The website owner is not liable for loss or damage of any kind arising from the use of this tool.

MORTGAGE RATES

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